How Much Does It Cost to Adopt a Child in Ohio?
Considering Adoption? We Answer the Most Frequently Asked Question
One of the most asked questions of prospective parents is: “How much does it cost to adopt a child in Ohio?” Choosing Hope Adoptions is a non-profit adoption agency serving the entire state of Ohio. We take pride in being an ethical adoption agency and are transparent with the fees you should expect throughout the adoption process. Contact us more details of how much it costs to adopt through Choosing Hope Adoptions.
Budgeting for Adoption
When you’re setting up your adoption budget, it’s essential to have an idea of how much you should expect to spend.
The short answer to how much an adoption costs in Ohio is: It depends.
- Adopting a newborn infant will cost substantially more than an older child. Adoptive families will be paying medical, legal, and other expenses for the birth mother, which adds to the cost.
- If you choose to adopt through the state of Ohio foster care system, your cost will be minimal. Most of the expenses incurred will involve your home study and background checks and the adoption course required to obtain your license to foster or adopt a child. Your cost can be as little as $0 if you work with an agency willing to underwrite the fees.
- When you work through a private agency or an attorney, the expenses can range from $12,000 to as much as $50,000.
We know, those are some big numbers. So, how do the expenses pencil out? And there are ways to make finances less of a barrier to adoption?
Let’s take a look.
Getting started with an agency can cost around $1,000-3,000. You’ll be working with experts to help you navigate state requirements. This initial application fee covers time and expenses for social workers to help you get approved for adoption by the state of Ohio.
Most agencies charge a final placement fee which covers the cost of administrative and professional services provided to adoptive and birth families throughout the process. This will likely be your largest expense and varies from a few thousand dollars to over $20k.
Adoption Training and Home Study
A home study can range from $1,000 to $ 2,000 and includes the compulsory background check (criminal and child abuse or neglect). You’ll also have to gather documents such as birth certificates and, if applicable, your marriage license. If you need to order certified copies, you may be required to pay a fee to the state of Ohio.
Mandatory adoption training can cost between $100-500, depending on the number of units you take. Your social worker may also suggest additional courses such as infant CPR. While CPR isn’t required, it is a skill that will look good to a birth mother.
Marketing Your Family to Birth Mothers
After your family is accepted as a prospective adoptive family, you’ll want to create a Family Profile. Your profile includes photos and tells birth mothers about your family. The cost of creating your profile will vary, depending on whether you use a professional service to help you design it and if it includes a physical book as well as a digital profile.
Birth Mother Expenses
The state of Ohio allows birth mothers to be paid up to $3,000 for medical and living expenses during the pregnancy. As the adoptive family, you’re responsible for any pregnancy and delivery-related medical costs that aren’t covered by the mother’s insurance or Medicaid. She can also claim expenses for housing, utilities, and prenatal nutrition.
Adoption is a legal process involving the adoptive parents, the birth mother, and the biological father. As the adoptive family, you’ll cover attorney fees for yourself and the birth parents. You’ll also be responsible for any filing fees and court costs for adoption proceedings.
After Your Child Comes Home
You should expect a follow-up visit from your social worker after your child is placed in your home. This ensures that the child and your family are adjusting well. This post-placement visit and consultation can run between $1,000-2,000.
Travel and Miscellaneous Expenses
If the agency and birth mother are local, these costs will be small. But if the mother is located in another part of the state, you’ll incur expenses related to visits with the birth mother and agency, as well as traveling to meet your new child.
Financial Help is Available
It’s heartbreaking to think many families let go of their dream to welcome a child because of high adoption costs. No one wins when that happens.
Many agencies do all they can to keep costs low. But other options can put your dream of adoption within reach.
- Adoption Grants and Loans: There are several lending institutions who offer loans to help families cover adoption costs. Before you sign the paperwork, you should consult with a financial planner.
- Crowd-Sourced Fundraising: Several popular fundraising sites allow users to create fundraisers for child adoption.
- Tax Credits: You can claim an adoption credit on your federal and state income taxes. The Internal Revenue Code allows up to $14,000 in tax credit and the state of Ohio allows up to $10,000. If your tax bill is less than these amounts, you may be able to roll part of that credit over to the following tax year.
Choosing Hope Adoptions
Choosing Hope Adoptions is an ethical adoption agency serving pregnant women and families interested in adopting in Ohio. We have a team of caring professionals here to help answer any questions you have about the adoptions process.